Mortgages

If it’s your dream to own a home, you’ve come to the right place. BSV has made mortgage loans a little more manageable with information to help you get started, a calculator that helps you figure out how much of your budget should go towards housing, and an online prequalification form. Plus, our friendly community bankers will be with you every step of the way.

Prequalification

Before you begin your house hunt, it’s a good idea to get prequalified for a mortgage. This is a great tool to illustrate how much home your money can buy.

We’ve included a quick form for you to use to get prequalified through BSV. If you have any questions, please reach out to any BSV banker. We’re always here to help.

Calculator

Knowing how much your house will cost you each month is one of the most important parts of budgeting for a house. Our calculator can help you decide how much you can spend each month on your home while still making smart financial choices for your budget.

Annual Income:
Monthly Debts:

You may be able to afford		per month

Education

Understanding details such as how mortgages work, what documents are required, and the difference between principle and interest can help you make the best decision about your mortgage. That’s why BSV wants to share helpful information with you. It’s just one way we can partner with you on your home-buying journey.

Refinance

Want to take advantage of lower interest rates or shorten the term of your mortgage? BSV is happy to help you refinance your current mortgage. To make it easy, we’ve designed a quick and easy form to put you on the right path.